Still remember Katrina storm, imagine it in a few minutes your house and neighborhood were shattered. What would you do after the condition are good to start again, while not enough money to rebuild you house? The answer is in homeowner insurance.
Choosing the best insurance should consider some points below:

1. Notice the ‘quality’ of insurance companies that provide, whether sufficient bona fide and meets the minimum capital requirement of Rp 100 billion?
2. Check whether the company’s finance department was listed in Federal Emergency Management Agency (FEMA)
3. Check your insurance company wide service network, does have an office in your city?
4. Does the company already serves residential insurance products?
5. Make sure that insurance companies have professional workers
6. Ask your relation on the insurance company image on payment of compensation claims, did they deny claims oftenly or not?
7. Compare prices or premium rates on each provider of residential insurance products.

Learn from Katrina disaster while your house were rip apart and the same situation also happened to your insurance company office. Eventually some of the company build temporary office in tents, but not so long Rita storm flew it away. Make sure your homeowner insurance are the best insurance that cover all your needs.